Texas Paycheck Calculator 2026
Estimate your take-home pay in Texas. Texas has no state income tax on wages, so your paycheck only loses federal income tax, Social Security, Medicare and any deductions you choose.
Enter your pay
| Per paycheck | Per year |
|---|
How your Texas paycheck is calculated
Because Texas doesn’t tax wages, figuring out your take-home pay comes down to three federal taxes and your own deductions:
- Federal income tax on your pay after pre-tax deductions and the 2026 standard deduction ($16,100 single, $32,200 married filing jointly, $24,150 head of household).
- Social Security at 6.2% of wages up to $184,500.
- Medicare at 1.45% of all wages, plus an extra 0.9% on wages over $200,000.
The calculator works out each tax for the full year, then divides by the number of paychecks.
Example: $60,000 a year, single, paid biweekly
| Item | Per year | Per paycheck |
|---|---|---|
| Gross pay | $60,000.00 | $2,307.69 |
| Federal income tax | $5,020.00 | $193.08 |
| Social Security | $3,720.00 | $143.08 |
| Medicare | $870.00 | $33.46 |
| Texas income tax | $0.00 | $0.00 |
| Take-home pay | $50,390.00 | $1,938.08 |
Federal: $60,000 − $16,100 = $43,900 taxable, which is 10% of the first $12,400 plus 12% of the remaining $31,500 = $5,020. The same job in a state with an income tax would take home less; in New Jersey, for example, it’s about $48,180.
2026 federal income tax brackets
These are the rates applied to your taxable income after the standard deduction and pre-tax deductions.
| Rate | Single | Married filing jointly | Head of household |
|---|---|---|---|
| 10% | Up to $12,400 | Up to $24,800 | Up to $17,700 |
| 12% | $12,400 to $50,400 | $24,800 to $100,800 | $17,700 to $67,450 |
| 22% | $50,400 to $105,700 | $100,800 to $211,400 | $67,450 to $105,700 |
| 24% | $105,700 to $201,775 | $211,400 to $403,550 | $105,700 to $201,750 |
| 32% | $201,775 to $256,225 | $403,550 to $512,450 | $201,750 to $256,200 |
| 35% | $256,225 to $640,600 | $512,450 to $768,700 | $256,200 to $640,600 |
| 37% | Over $640,600 | Over $768,700 | Over $640,600 |
Taxes Texas does and doesn’t have
- No tax on wages. Texas has no personal income tax, and its constitution requires voter approval before one could be created.
- No employee payroll deductions. Texas unemployment tax is paid by employers only, and the state has no disability or family leave payroll tax.
- Sales and property taxes instead. Texas has a 6.25% state sales tax, and local sales taxes can bring the total to 8.25%. Property taxes are among the highest in the country. These affect your budget, but not your paycheck.
Minimum wage in Texas
Texas uses the federal minimum wage of $7.25 an hour, which is $15,080 a year for full-time work before taxes. Tipped employees can be paid $2.13 an hour as long as tips bring them up to $7.25. Some employers, cities and counties pay more by policy, but there is no higher state minimum.
Things that change your Texas take-home pay
- Pre-tax deductions. Traditional 401(k) contributions lower your federal income tax. Health, dental and FSA deductions lower your federal income tax, Social Security and Medicare.
- Working in another state. If you live in Texas but work in a state with an income tax, that state can tax your wages. This calculator assumes you work in Texas.
- Your W-4. Extra withholding, a second job or dependents you list on Form W-4 change how much your employer withholds.
Accuracy and limitations
- This is an estimate of your 2026 federal tax for the year, spread evenly across paychecks. Employers use IRS withholding tables, which can produce slightly different amounts per paycheck.
- It assumes this job is your only income, and you take the standard deduction. The Child Tax Credit and the credit for other dependents are included when you enter dependents; other credits are not.
- It doesn’t include bonuses or other income. Overtime is included when you enter it with an hourly wage.
For general information only; not tax, legal or financial advice.
Frequently asked questions
Does Texas have state income tax?
No. Texas doesn’t tax wages or other personal income, so there’s no state income tax withheld from your paycheck and no state return to file.
How much is $60,000 a year after taxes in Texas?
About $50,390 a year, or $1,938 every two weeks, for a single filer with no pre-tax deductions in 2026.
How much is $25 an hour after taxes in Texas?
At 40 hours a week, $25 an hour is $52,000 a year. A single filer with no pre-tax deductions takes home about $43,962 a year, or $1,691 every two weeks.
Why is federal tax my biggest deduction?
Without a state income tax, federal income tax and FICA (Social Security and Medicare) are the only taxes on Texas paychecks. FICA is a flat 7.65% for most workers.
Does the calculator save what I type?
No. The math runs in your browser and the numbers you type are not sent to our server or stored.
Related calculators
Sources
- IRS, Revenue Procedure 2025-32: 2026 federal tax brackets and standard deductions.
- Social Security Administration: 2026 Social Security wage base ($184,500).
- Texas Comptroller of Public Accounts: Texas state taxes.
About this calculator. Built and maintained by Mubarak Hussain. Tax year 2026. Figures last checked against official sources in October 2026 and updated every January.
Found an error? Tell us and we will check and correct it.